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Joined 7 months ago
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Cake day: June 11th, 2025

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  • Deutsche Rentenversicherung should send you an estimate of how much pension money you are going to receive every year. Assume that is optimistic, but a good baseline. I assume the matching program you mentioned is a Betriebliche Altersvorsorge (bAV)? Those usually also tell you how much they will pay you as a minimum, and another estimate based on normal economic growth.

    Chances are that those together will not be enough to match your wage at retirement. So you should plan your savings so you can cover the difference for at least 16 years (which is the current life expectancy at 67 years old in Germany), and overshoot that if you can.



  • If you don’t go full Minority Report on it, having something that could predict crimes with 98% certainty could be amazing.

    Imagine if instead sending everyone to jail, you could use the predictions to just prevent the crime. For example, if someone was likely to commit murder as passion crime, maybe society could have a team of trained councillors to mediate the conflict before it happens.




  • The same happens to me often. Luckily for me, both Gen Z and people in corporate environments like to insert random English words in my native language, so depending on the context it might come up as pretentious corporate or “Howdy fellow kids”, but at least not like I’m a complete idiot.