• federal reverse@feddit.org
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    2 years ago

    Probably a symptom of having quit FB for quite a while, but these totally incongruent background images are fantastic

  • BenLeMan@lemmy.world
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    2 years ago

    The process is you pay what you owe. As per the covenant you voluntarily and explicitly entered upon. It’s one thing to not understand that roads do not magically appear to facilitate your traveling (“not driving”), and that the privilege of using them is concomitant with obligations you have to fulfill. But trying to weasel out of paying your bills is a move made entirely in bad faith.

      • BenLeMan@lemmy.world
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        2 years ago

        If you take a loan from me you better be prepared to compensate me for it. Or buy only what you can afford. Mind you, I consider myself a lefty but that’s just common sense.

          • Windex007@lemmy.world
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            2 years ago

            I think what they’re saying is that despite being “left”, they’re aware that in an inflationary economy an “interest-free loan” isn’t merely a opportunity-cost for the lender, it’s a concrete cost.

                • Victoria Antoinette @lemmy.world
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                  2 years ago

                  saying

                  "they’re aware that in an inflationary economy an “interest-free loan” isn’t merely a opportunity-cost for the lender, it’s a concrete cost.

                  Is merely repeating a popular myth. The existence of an inflationary economy is a purely rhetorical invention. As is the idea of a concrete cost. Opportunity costs have the same story. They’re just ways of understanding the world but they are not objectively true.

                  So while that user may believe the myth that you articulated, that myth is not itself true.

  • meco03211@lemmy.world
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    2 years ago

    15 USC 1692a (4):

    The term “creditor” means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another.

    Oh. Now I completely understand how all this works…

    • D1G17AL@kbin.run
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      2 years ago

      Again with the attempt at casting legal magic spells. AS IF knowing the definition to what a creditor or debt is means you can just use a magic hand wave and file the right piece of paper to make it all go away will just work. These are adults who never passed basic economics or government class in high school.

      • buttfarts@lemy.lol
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        2 years ago

        SocCit is Harry Potter meets social studies. With the right magical incantation they really believe they can make themselves immune from law.

  • wheeldawg@sh.itjust.worksdeleted by creator
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    2 years ago

    I would also like to just write off some big purchases, how do I do that without needing any money?